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When you’re on the go, mobile banking can be a lifesaver. The list below details the most productive mobile banking apps based on their available features and ease of use. Read on to learn about the pros and cons of each app. and how to choose the most productive mobile banking app for your needs.
Our editors are committed to providing you with unbiased reviews and information. Our editorial content is influenced by advertisers. We use data-driven methodologies to compare monetary products and businesses, so that everyone is measured equally. You can read more about our editorial rules and our banking method for ratings below.
Forbes Advisor’s criteria for the most productive mobile banking apps include usability, security, features, and accessibility. We also looked at whether the apps were available to iOS and Android users, as well as any other applicable factors. These are the most productive mobile banking apps available today.
The main points of the account are accurate as of March 1, 2024.
Citi Mobile is among the most sensible on our list for a number of reasons. Not only is the app easy to navigate, even if you’re not tech-savvy, but it’s also highly secure. Citi uses layers of security, aggregating biometric data, to protect your information. You can also set up alerts to alert you to suspicious activity on your account.
The app is also packed with features. You can check your account balance, track your FICO score, set savings goals, lock and your debit card, move money, pay bills, and much more. You can even view a quick summary of your Citibank accounts without logging in. And if you want help, visitor service is at your fingertips.
The Citi Mobile app is available for iOS and Android.
Bank of America’s mobile app has many popular features found in other apps. You can view and manage bank, credit, and investment accounts, activate debit and credit cards, deposit checks, pay bills, and much more.
In addition, BofA’s mobile app has some features that go above and beyond.
First of all, the app has a built-in expense tracking and budgeting tool to help you use your money. Second, there’s a security indicator that will tell you how secure your accounts are and what steps you can take to reduce the risk of fraud. Third, BofA’s mobile banking app comes with a virtual assistant named Erica that can help you make transactions, pay bills, and gain valuable insights into your spending.
Bank of America’s mobile app is available for iOS and Android.
A healthy money life starts with knowing where you stand. That’s why the Chase Mobile app offers a suite of equipment to help you manage your cash and monetary health, all in one place.
With their “Credit Journey” tool, you can get a free credit score and credit report card, so you can track your progress over time. Plus, its built-in budget planner makes it simple to see where your cash is going and the spaces where you can save.
And if you want to grow your money, Chase even offers an investment tool that allows you to view your portfolio and make trades on the go. In addition, you can track and redeem credit card rewards in the app.
The Chase Mobile app is available for iOS and Android.
Ally Bank’s mobile app is one of the most comprehensive and easy-to-use apps on the market. While you can perform activities like checking account balances, depositing checks, and locating ATMs, Ally’s mobile app has many savings features that set it apart.
A savings feature allows you to circulate debit card purchases to the nearest dollar and move the spare replacement to your savings account. You can also set up “savings tranches” in the mobile app for individual savings goals, such as emergencies, down payments, vacations, weddings, and retirement.
Plus, you can send and get cash with Zelle, track your Ally Invest portfolio, get from a robo-advisor, and much more. Ally Bank is also one of the few banks that doesn’t charge any fees, so your hard-earned money works. for you, not against you.
The Ally: Banking App
If you want to access your accounts from anywhere, the Discover mobile app makes it easy. It’s undeniable to use and packed with features to manage your finances. You can monitor your credit score, apply for new accounts, pay bills, and redeem rewards. , all from within the app.
If you’re looking for a state-of-the-art bank account with low fees, Discover is a wonderful option. The bank offers competitive interest rates and very low fees compared to classic institutions.
The Discover Mobile app is available on iOS and Android.
When we looked for the most productive mobile banking apps, we looked for features that were flexible, easy to use, and featured a wide variety of features. We’ve compiled a list of popular banking apps and then evaluated one based on the following factors:
The highest-scoring mobile banking apps are the ones on our list.
To learn more about our scoring, scoring method, and editorial process, consult our consultant on How Forbes Advisor Rates Banks.
A mobile banking app is a smartphone app that allows you to access your bank account from anywhere at any time. With a mobile banking app, you can check your account balance, move money, pay expenses, and more.
Most people find banking apps to be even more convenient than physical bank branches because they can be accessed from anywhere at any time. With a mobile banking app, you can:
When it comes to opting for an online banking app, there are a few things you need to keep in mind:
Banking apps offer a wide diversity of features and benefits that can be incredibly useful to anyone who uses them. If you’re not using a banking app lately, it’s definitely worth thinking about. Not only will you be able to take advantage of all the features and benefits they offer, but they also find that, in most cases, they are much more convenient than physical bank branches.
Cassidy Horton is a financier specializing in banking, life insurance, and commercial lending. He has worked with leading financial brands, including NerdWallet, MarketWatch, and Consumer Affairs. Cassidy first became interested in private finance after paying off $18,000 in domestic debt. 10 months after graduating from college. Later, he tripled his salary in two years by quitting his 8-to-5 job to make a living writing.